> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vortexiq.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Stripe on Vortex IQ

> Monitor Stripe payment health, authorisation and dispute risk, and catch settlement problems before they hit cash flow.

Monitor Stripe payment health, authorisation and dispute risk, and catch settlement problems before they hit cash flow.

No changes are made without the configured approval policy. Read-only operations do not modify the connected system; schedules, access scopes, API usage and data handling remain governed by Vortex IQ controls.

[Connect or manage this source](https://app.vortexiq.ai/workbench/settings/sources) · [View setup guide](/integrations/stripe)

| **7**               | **5**            | **Build your own** | **Ready to build yours** | **589**        |
| ------------------- | ---------------- | ------------------ | ------------------------ | -------------- |
| performance signals | automated checks | automated fixes    | workflows                | API operations |

## Monitor performance

7 performance signals. Signals with an alert band can raise Nerve Centre alerts; every signal supports a merchant-configured watcher.

| Signal                    | Outcome         | Alert behaviour  | What it tracks                            |
| ------------------------- | --------------- | ---------------- | ----------------------------------------- |
| **Average Charge Amount** | Grow revenue    | Watch only       | Average amount per successful charge.     |
| **Gross Revenue**         | Grow revenue    | Watch only       | Total gross revenue processed via Stripe. |
| **Net Revenue**           | Protect revenue | Watch only       | Revenue after refunds and fees.           |
| **Refund Rate**           | Protect revenue | Alert band 2 / 5 | Percentage of charges that were refunded. |
| **Revenue Over Time**     | Grow revenue    | Watch only       | Stripe revenue trend over time.           |
| **Total Charges**         | Run operations  | Watch only       | Number of successful charges.             |
| **Total Refunds**         | Protect revenue | Watch only       | Total refund amount issued.               |

## Audit risks and opportunities

A fix status appears only where the action, inputs, approval, verification and recovery controls are mapped. Candidate remediations are never executable.

| Check                                                                    | Severity | Outcome         | Why it matters                                                                                                                                                                                 | Fix status            |
| ------------------------------------------------------------------------ | -------- | --------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------- |
| **Dispute rate above 1% (Visa/Mastercard threshold)**                    | critical | Protect revenue | 1% is the threshold Visa and Mastercard use to flag a merchant as excessive, and crossing it puts the account at risk of monitoring programs, extra fees, and in sustained cases, the ability  | Candidate remediation |
| **Decline rate above 8%**                                                | high     | Protect revenue | More than 8% of payment attempts are being declined. Every decline is a customer who was ready to pay and did not complete the sale, so this is lost revenue at the very last step of the funn | Report only           |
| **Refund rate spiked > 50% vs 7-day average**                            | high     | Protect revenue | Refunds jumped more than 50% above the recent weekly average. A spike this fast and this size usually has one specific, recent cause worth finding quickly, before it settles into an ongoing  | Candidate remediation |
| **3DS challenge friction ,  > 30% of qualifying transactions abandoned** | medium   | Protect revenue | More than 3 in 10 shoppers who reach a 3D Secure identity challenge are abandoning it rather than completing it. These are customers who already committed to buying and entered payment detai | Candidate remediation |
| **Payout overdue > 5 days vs typical schedule**                          | medium   | Grow revenue    | A payout is running more than 5 days behind this gateway's usual schedule. That is revenue already earned that has not reached the store's bank account, which affects cash flow directly rega | Candidate remediation |

### Build your own automated fixes

5 checks report findings on Stripe today. Turn any finding into an automated fix with a Vortex IQ workflow: **13,885 read and write operations across 229 connectors** are available as building blocks, with approval, verification and rollback on every change.

## Automate approved work

Vortex IQ is integrated with **263 read** and **326 write** operations across accounts, account externalaccounts, account peoples, account persons, applicationfeerefunds, chargerefunds on Stripe. Combine them with anything from the **13,885 operations across 229 connectors** to automate the work in your own words.

Changes follow the merchant's configured approval policy: the target, proposed change, affected records, risk, reversibility and verification plan are shown before execution. Read-only operations do not modify the connected system.

[Create a workflow](https://app.vortexiq.ai/workbench/flows/create?connector=stripe)

<Accordion title="Browse the operations you can build with">
  | Resource                 | Read operations | Write operations |
  | ------------------------ | --------------- | ---------------- |
  | accounts                 | 3               | 3                |
  | account externalaccounts | 2               | 3                |
  | account peoples          | 2               | 3                |
  | account persons          | 2               | 3                |
  | applicationfeerefunds    | 2               | 3                |
  | chargerefunds            | 2               | 3                |
  | coupons                  | 2               | 3                |
  | customers                | 2               | 3                |

  Signed-in users see the full catalogue in the workflow builder, filtered to the sources they have connected.
</Accordion>

### Ready to build your first Stripe workflow

Pick a trigger, add the operations above as steps, and every step that changes data pauses for your approval. Monitoring and audits are live now and can start any workflow you build.

***

*Generated from the connector capability graph. Counts reflect the servable registry after alias normalisation and de-duplication, and refresh automatically when the registry changes.*
